tag:blogger.com,1999:blog-12123329.post2419796608686499901..comments2024-03-21T20:10:28.943+08:00Comments on EDUCATION IN MALAYSIA: National Education Savings Account?Unknownnoreply@blogger.comBlogger11125tag:blogger.com,1999:blog-12123329.post-59526215065713296352012-01-31T09:36:42.091+08:002012-01-31T09:36:42.091+08:00Thanks for the shout out! Great tips and it's ...Thanks for the shout out! Great tips and it's fun to see all my blogger friends growing financially. Inquire about <a href="http://www.rabodirect.com.au/high-interest-savings/default.aspx" rel="nofollow">high interest savings account</a>.annasalvatorhttps://www.blogger.com/profile/04364043881966341033noreply@blogger.comtag:blogger.com,1999:blog-12123329.post-56323051692360550762012-01-25T13:13:12.497+08:002012-01-25T13:13:12.497+08:00Regardless of what type of saving it is, the impor...Regardless of what type of saving it is, the important is you do have savings. More info on <a href="http://www.rabodirect.com.au/premiumsaver/default.aspx" rel="nofollow">online savings account</a>.annasalvatorhttps://www.blogger.com/profile/04364043881966341033noreply@blogger.comtag:blogger.com,1999:blog-12123329.post-46487853687196234762012-01-20T15:58:05.560+08:002012-01-20T15:58:05.560+08:00In so far as savings accounts conform to banking r...In so far as savings accounts conform to banking regulations, several types of hybrid savings accounts exist that have differing banking features, services and choices.online savings accounthttp://www.rabodirect.com.au/premiumsaver/default.aspxnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-30619125711373498462010-03-12T12:43:39.826+08:002010-03-12T12:43:39.826+08:00There is no restriction on how you make use of the...There is no restriction on how you make use of the loan amount. Be it for your car repair, home repair, medical expenses or unexpected travel expenses. for more information about <a href="http://www.samedayquickloans.co.uk/" rel="nofollow"> Same day Bad Credit Loans</a><br /><br />visit <br /><a href="http://www.samedayquickloans.co.uk/" rel="nofollow"> http://www.samedayquickloans.co.uk/</a>Same day Bad Credit Loanshttp://www.samedayquickloans.co.uk/noreply@blogger.comtag:blogger.com,1999:blog-12123329.post-53554882490946414172008-01-27T12:00:00.000+08:002008-01-27T12:00:00.000+08:00Unlike what is now popular, I am not a fan of forc...Unlike what is now popular, I am not a fan of forced savings. I am not anti forced savings because it has proven to be useful. <BR/><BR/>Whether its a good idea to have forced savings depends actually on <BR/>1) Income distribution of people and<BR/>2) Accoutability/efficiency of government/administration of the funds.<BR/><BR/>Forced savings is good for poor. There is no doubt about it. BUT its not good for the middle class and above. Because our GINI coefficient is high, I tend to think forced savings is not a bad idea.<BR/><BR/>However, our accountability system is NOT good which leads me to believe that this is NOT a good idea.<BR/><BR/>So really, this is not a bad or good idea. It helps but it also does not do what is needed.<BR/><BR/>Is there a better alternative then? Yes - good cheap education. But that is even harder to do. So what is then the alternative? The government is better off giving loans and setting up programs for poor students regardless of results to go Singapore to get their education but politically that is suicide.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-60814169698466920262008-01-24T16:32:00.000+08:002008-01-24T16:32:00.000+08:00I ROFL on the idea.Seems this PTPTN people NEVER u...I ROFL on the idea.<BR/><BR/>Seems this PTPTN people NEVER use their brain. Implement their logistic are plain stupid.<BR/><BR/>I am quite astonish that PTPTN sitting on huge amount of $$$$$$$ that surpass all small banks in Malaysia FAILED to implement a collection system. Duh, even the most pathetic peanut banks are able to run a credit card department and never failed to collect the money.<BR/><BR/>PTPTN loans issuance and collection are SUPPOSE TO BE RUN EFFICIENTLY AS a bank business. If they don't have the expert, just ask BNM loan them.<BR/><BR/>BTW, I don't see a light from the PTPTN tunnel, because it need a revolution.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-51633330661595200492008-01-21T10:13:00.000+08:002008-01-21T10:13:00.000+08:00Tony, I happen to suddenly remember Singapura has ...Tony, I happen to suddenly remember Singapura has this old scheme they are still operating call the Edusave. Their Government pays money into student account to be used for approved academic or school activities.<BR/><BR/>Can research and see if what is being done in our boleh land is same or similiar? If so, maybe we can learn from Singapura's history and experience of operating this kind of savings scheme. The good and poor, pitfalls and remedies. Leapfrog from their experience.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-40542751493725049482008-01-18T09:50:00.000+08:002008-01-18T09:50:00.000+08:00The SSPM is a good savings scheme. It gives a high...The SSPM is a good savings scheme. It gives a higher return than a conventional fixed deposit and is tax deductible. If the government is doing something right, then this is it.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-12490970027471049652008-01-16T14:33:00.000+08:002008-01-16T14:33:00.000+08:00I think its a great idea, they're teaching us to s...I think its a great idea, they're teaching us to save!<BR/><BR/>Perhaps they realise the importance of people realising how much it costs for an education overseas and how much students would need one as compared to local education?hannnahttps://www.blogger.com/profile/00950079871922847318noreply@blogger.comtag:blogger.com,1999:blog-12123329.post-51828999269518804042008-01-16T07:44:00.000+08:002008-01-16T07:44:00.000+08:00The person who think of this method is one that ha...The person who think of this method is one that has old mind and usually a "loser". Why I say so? This is my experience when dealing with people who could not handle you directly but going above you to talk to your parents, trusted friends, relatives, hoping they would "talk" and "convince" you to obey his term. Such person can also pull in God as their "backup" and "witness".<BR/><BR/>I can't find one word to describe this kind of people except may be "lanchiao"...? Sorry, bad word. But it is a form of education kids nowadays should learn to equip themselves from being conned. :-)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-12123329.post-11487101364456991222008-01-16T05:02:00.000+08:002008-01-16T05:02:00.000+08:00one off savings of rm500 or rm3000 for a education...one off savings of rm500 or rm3000 for a education loan that probably going to cost about rm10000-20000...i don't see how is that will be a burden or barrier to education loans. parents ought to take some responsibility for the eudcation of their children. if they can't afford it, dont ahve so many of them!<BR/><BR/>i thin there should be more than just the total monthly household income on the equation.WYhttps://www.blogger.com/profile/16149881615500824835noreply@blogger.com